The economic troubles of the people are increasing between lock down and corona infection. In view of this, State Bank of India (SBI) has brought a special scheme for the common people. SBI is offering a special offer for emergency personal loan, under which a loan of up to 5 lakh rupees is being available at a low interest rate. A special feature of this offer is that the customer will not have to pay any EMI for the first 6 months.
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Regarding this matter, SBI has said that for loans, customers can apply from home. The bank says that this loan is being sent in just 45 minutes. The loan will have to pay interest at the rate of 10.5 percent per annum. This interest rate is lower than the interest rate charged on other personal loans.
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Up to 2 lakh rupees can be received for personal loans. One can get a loan up to Rs 2.5 lakh as pension loan and Rs 5 lakh as a service class. According to the official websites of SBI onlinesbi.com and sbi.co.in, customers can apply by visiting the YONO app. Download Yono SBI app in mobile phone. Then click on the pre-approved loan. Select the loan term and amount. The bank will send an OTP to your registered mobile number. Now enter OTP. After inserting the OTP, the loan amount will be transferred to your savings account.